Office address: 320 W Washington St, Springfield, IL 62767
Website: idoi.illinois.gov
Year established: 1893
Employees: N/A
Key people: Ann Gillespie (director), Jacob Stuckey (special deputy receiver), Ben Thomas and Sergio Obregon (deputy directors), Erin Sluter and Melina Tomaras-Collins (directors), Matt Goldie (EEO officer), Laura Kotelman (assistant general counsel)
Operating budget: $88.5 million (FY 2024)
The Illinois Department of Insurance (IDOI) regulates insurers, protects consumers, and promotes fair, stable insurance markets across the state. In 2023, it recovered $17.2 million from lost life insurance and issued $1.3 million in fines through investigations.
The Illinois DOI has a long and evolving history rooted in public protection. Illinois first passed an insurance law in 1841, but it wasn’t until 1893 that the state officially formed the department.
Over the next century, the Illinois Department of Insurance’s authority expanded to include licensing, oversight, and enforcement. Here are several turning points that shaped the department’s structure and responsibilities:
In recent years, IDOI has focused on digital access, fairness in pricing, and mitigation for climate risks. The agency continues to modernize its consumer tools and strengthen insurer accountability.
It operates under the legal authority of the Illinois Insurance Code (215 ILCS 5) and related statutes. Its mission centers on consumer protection, maintaining balanced and competitive insurance markets, and ensuring the solvency of insurance companies doing business in Illinois.
IDOI is organized into several key divisions that carry out its regulatory and enforcement functions:
The Illinois Department of Insurance is led by a director, who is appointed by the governor of Illinois and confirmed by the state senate. As of 2024, the director is Ann Gillespie, a former state senator with a background in public policy and health care access.
The Illinois Department of Insurance (IDOI) has many jobs to protect people and keep insurance fair in the state. Here are some of its main duties:
These duties help IDOI keep insurance safe and reliable. The department protects both people and the market.
The Illinois Department of Insurance is building Illinois’ own health insurance marketplace for more control over rates and outreach. It plans to improve affordability and enrollment through state-based tools.
The department released the Illinois Mental Health Parity Report to show how insurers cover mental health and substance use care. The review is part of its Mental Health Parity Program to check if insurers follow the law.
The Illinois Department of Insurance also joined the Wildfire and Climate Insurance Work Group with California, Oregon, and Washington. The group works on wildfire risk and insurance gaps in high-risk areas.
IDOI supported a 2025 bill that would shift title insurance regulation from the Department of Financial and Professional Regulation to IDOI. This change would give IDOI full authority to license, oversee, and enforce compliance in the title insurance market.
The Illinois DOI helps Illinois residents file complaints, compare plans, and understand insurance rights. Key outreach and support efforts include:
The Illinois Department of Insurance also runs a consumer assistance hotline and joins community events to share resources. These tools help Illinois residents solve issues and make informed insurance decisions.
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